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1.
《Journal of College Student Psychotherapy》2013,27(2):159-173
Counselors who work in a college environment are aware that financial aid is available to help students with college costs, but they may not be aware of all the financial pressures on students that may influence a student's psychological well-being. This article gives an overview of financial aid programs and financial factors affecting students, and explores practical ways that counseling centers and financial aid offices may interact. 相似文献
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Changes in financial aid policies raise questions about students being asked to pay too much for college and whether parents’ college savings for their children helps reduce the burden on students to pay for college. Using trivariate probit analysis with predicted probabilities, in this exploratory study we find recent changes in the financial aid system place a higher responsibility on African American, Latino/Hispanic, and moderate-income students to pay for college themselves. We also find when parents open a savings account, start a state-sponsored savings plan, or open a college investment fund students are less likely to pay for college with student contributions. Therefore, we suggest in addition to grants and scholarships, policies that encourage accumulation of savings for college among minority and lower income families may help reduce the college cost burden they experience. 相似文献
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This study investigates how the expectations of different types of financial aid affect the student college choice process
from application through enrollment. We find that students from different race and income groups respond differentially to
aid packages in their application and enrollment decisions depending on their levels of aid expectations. In application behavior,
Asians at all income levels increase their likelihood of application at a greater rate in response to an increase in their
aid expectations than other racial groups. Simulations indicate that enrollment probabilities decline more for African American
and Hispanic students than whites and Asians when they expect to receive financial aid but do not. The findings suggest the
particular importance of financial aid packages in the college choice process for underrepresented minority students. 相似文献
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Chengfang Liu Linxiu ZhangRenfu Luo Xiaobing WangScott Rozelle Brian SharbonoJennifer Adams Yaojiang ShiAi Yue Hongbin LiThomas Glauben 《Economics of Education Review》2011,30(4):627-640
Many educational systems have struggled with the question about how best to give out financial aid. In particular, if students do not know the amount of financial aid that they can receive before they make a decision about where to go to college and what major to study, it may distort their decision. This study utilizes an experiment (implemented by the authors as a Randomized Control Trial) to analyze whether or not an alternative way of providing financial aid—by providing an early commitment on financial aid during the student's senior year of high school instead of after entering college—affects the college decision making of poor students in rural China. We find that if early commitments are made early enough; and they are large enough, students will make less distorting college decisions. 相似文献
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The IRS Data Retrieval Tool, a financial aid simplification tool accessed by 7 million students (nearly 40% of FAFSA filers) a year, was suddenly removed during the middle of the 2017 application cycle. Exploiting variation in 1,600 institutional deadlines influencing the amount of time students lacked access to the tool, I find a null effect of its paperwork reduction properties on college access outcomes. Form simplification alone seems unlikely to have the same beneficial impacts as personal assistance in the college financial aid setting, calling into question the notion that small hassle costs by themselves meaningfully deter program take-up. 相似文献
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Although a wealth of research has shown that financial aid reduces hurdles to college enrollment, much less is known about how students react to the common occurrence of losing aid midway through their college careers. Using longitudinal data on two cohorts of Tennessee public college students and regression discontinuity designs centered around merit-based HOPE scholarship renewal benchmarks, we find that losing one’s scholarship results in a small degree of detachment from college and a rise in earnings of about 14 cents per dollar of lost aid. We see no local impact, however, on timely degree completion, which implies that HOPE loss may have merely accelerated a small number of students’ migration out of college. It remains to be seen how students fare farther below the renewal threshold, or whether they are better off for having had the HOPE scholarship at all, albeit for a short time. 相似文献
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E. Jim KillackyAmy 《Community College Journal of Research & Practice》2013,37(6):485-488
Online Student Service provides all Houston Community College (HCC) students and its surrounding community access to college information 24/7. Queries may be made regarding the admissions process, financial aid, testing, veterans' affairs, international admission, tuition costs, and programs and courses offered at each HCC location. Also available to system users are interactive online advising and access to a variety of general information. 相似文献
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Financial aid counselors are a primary source of information that many students rely upon to understand financial aid and how to pay for college. However, little is known about financial aid counselors at America's community colleges and their interactions with the students they serve. Using original survey data, this study examined the role these counselors play in helping community college students understand and make use of financial aid. The majority of counselors in the sample reported the counselor-to-student ratio at their college was one counselor for every 1,000 students (or higher), suggesting these counselors do not have the time or resources to meet the needs of every student who needs their advice. Counselors also identified common pitfalls their students experience during the financial aid process. These findings serve as the basis for recommendations intended to improve the utilization of financial aid among community college students. 相似文献
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The main objective of this study is to estimate the association between financial aid and college dropout rates of postsecondary
students in Colombia. We use a unique dataset from the Colombian Ministry of Education that includes all enrolled college
students in the country between 1998 and 2008. Logistic regression is used to identify the correlation between receiving different
forms of financial aid on the dropout rates of the students. The main results of the study suggest that the probability of
dropping out decrease between 25 and 29% according to the type of financial aid received. There is also evidence that the
financial aid is more effective in reducing dropout rates at the beginning of the student’s college careers. This result holds
after controlling by type of postsecondary institution attended. These findings suggest that financial aid is an effective
tool to reduce dropout rates, and therefore increase persistence and expand access in Colombia. 相似文献
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Amanda L. Griffith 《Economics of Education Review》2011,30(5):1022-1033
The increasing use by private colleges and universities of financial aid based on “merit”, as opposed to based solely on financial need has caused many to raise concerns that this type of aid will go mainly to higher income students crowding out aid to lower income students. However, some analysts suggest that by attracting more “almost full-paying” students through the use of merit aid, institutions will have more financial resources that they can use to increase their financial aid to low-income students and thus their enrollment. Results using data from the College Board's Annual Survey of Colleges and other secondary data sources suggest that the increased use of merit aid is associated with a decrease in enrollment of low-income and minority students, particularly at more selective institutions. Middle and bottom tier colleges may be offsetting costs with tuition increases, as the introduction of merit aid is accompanied by an increase in net costs. 相似文献
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Michael S. Kofoed 《Research in higher education》2017,58(1):1-39
In the United States, college students must complete the Free Application for Student Federal Aid (FAFSA) to access federal aid. However, many eligible students do not apply and consequently forgo significant amounts of financial aid. If students have perfect information about aid eligibility, we would expect that all eligible students complete FAFSA and no aid would go unclaimed. Using data from the National Postsecondary Student Aid Survey, I estimate a multinomial logit model which controls for all variables that contribute to aid eligibility and other student characteristics that may deter FAFSA completion. I find that students who are lower middle income, white, male and independent from parents are less likely to complete FAFSA even when they are eligible for aid. Using propensity score matching, I find that each year applicants forgo $9,741.05 in total aid (including grant and loan aid) which includes $1,281.00 of Pell Grants, $2,439.50 of the balance subsidized student loans, $1,986.65 of the balance of unsubsidized student loans, and $1,016.04 of institutional grants. These aid totals aggregate to $24 billion annually. 相似文献
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探析高校贫困生的认定及资助方法 总被引：1，自引：0，他引：1
徐月明 《九江职业技术学院学报》2009,(2)
科学合理地认定高校贫困生是对贫困生进行资助的前提,而目前我国高校贫困生的认定存在诸多困难.由于认定工作的差错,导致合理资助方式的缺失,影响了资助的效果.高校学生工作人员必须探求更多科学合理的认定及资助方法,确保真正贫困的学生能够及时得到资助. 相似文献
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Thurston Domina 《Research in higher education》2014,55(1):1-26
Twenty-one US states currently offer some form of merit-based postsecondary financial aid, although the generosity and eligibility requirements of merit aid programs varies from state to state. This article uses nationally representative data from high school students in the early 1990s and the early 2000s to evaluate the relationship between the design of merit aid programs and their effects on student achievement and college trajectories. The findings suggest that programs that guarantee full tuition to recipients have greater effects on students’ high school course-taking and college choice than less generous programs. Further, I find provisional evidence to suggest that programs with relatively simple merit-based eligibility requirements are more effective than programs with more complex means-tested eligibility requirements. 相似文献
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《Economics of Education Review》2007,26(3):296-311
This paper assesses the effectiveness of financial aid in promoting the persistence of black and Hispanic students admitted to the most selective colleges and universities in the United States to complete their college education. To explore whether more dollars of aid enhance graduation, the analysis separates two constructs—aid eligibility and aid amount—when assessing their influence on graduation likelihood of these students. Using the College & Beyond (C&B) database and implementing an IV/LATE analytical strategy, I find that although need-based aid eligibility is negatively related to graduation likelihood, aid amounts exert a positive influence on graduation, conditional on eligibility for aid. Among types of aid, grants and scholarships have the most positive effect on graduation. The results also indicate that financial aid amounts help equalize initial racial and ethnic differences in graduation likelihood. Minority students’ graduation likelihood is found to be more sensitive to the amount of financial resources they secure, especially in the form of grants and scholarships, than that of their white counterparts. 相似文献
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The nexus between college choice and persistence 总被引：2，自引：3，他引：2
Edward P. St. John Michael B. Paulsen Johnny B. Starkey 《Research in higher education》1996,37(2):175-220
Initial student commitments have long been considered an influence on persistence, but the reasons why students choose to attend a college have seldom been considered as dimensions of initial commitments that could influence persistence processes and outcomes. This study used NPSAS-87 to examine the influence of finance-related reasons for choosing a college on persistence decisions. The findings include (1) finance-related choices have direct and indirect influences on whether students persist in college; and (2) market-based, monetary measures of financial aid, tuition costs, housing costs, and other living costs have a substantial direct effect on persistence. 相似文献
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邹凤梅 《武汉职业技术学院学报》2014,(2):98-102
伴随着高等教育的大众化,大量特困生享受国家大学生资助政策进入大学校园。以某高职三名特困生为研究对象,采用无结构式访谈的研究方法,从他们在校经济收入、消费支出、学习生活状况以及心理健康状况等多视角来探讨特困生的生存状态,结果表明特困生社会支持资源缺乏,收入来源有限,消费支出项目多,生活压力大;无偿资助造成心理困扰,他们更渴望有偿资助和匿名资助;因兼职打工多,影响学业和发展;他们心理状态有好的特质,但心理健康水平欠佳。 相似文献
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Daniel R. Jones-White Peter M. Radcliffe Linda M. Lorenz Krista M. Soria 《Research in higher education》2014,55(4):329-350
While the literature on postsecondary student success identifies important academic and social factors associated with student outcomes, one question that persists concerns the influence of financial aid. We use the National Student Clearinghouse’s StudentTracker service to develop a more complete model of student success that accommodates opportunities for students to choose to either graduate from the university of first-entry, graduate from a transfer university, or depart from college without a degree. The multinomial regression model reveals differential effects of financial aid. Results suggest that loan aid appears to encourage students to search out alternative institutions or drop out of college entirely, and merit aid appears to increase the likelihood of students persisting and graduating from the university of first-entry. 相似文献
20.
《Journal of Marketing for HIGHER EDUCATION》2013,23(1):37-46
Colleges and universities nationwide are facing declining enrollment resulting in declining revenue. Fewer 18-24 year olds, rising college costs and decreasing financial aid are causing admissions officers to become more agressive in their recruitment process. Well-targeted direct marketing campaigns personally designed to meet individual students' needs will allow college admissions personnel to effectively communciate with prospective students and parents. Utilizing the services of a service bureau provides colleges and universities a means to gain expertise in direct marketing areas and keep the costs under control at the same time. 相似文献