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1.
Past studies find that disadvantaged students in the United States are often misinformed about college costs and financial aid opportunities and thus may make sub-optimal decisions regarding college. This information problem may be even more serious in developing countries. We therefore conducted a cluster-randomized controlled trial to examine the effects of providing information on college costs and financial aid to high school students in poor regions of northwest China. We find that information increases the likelihood that students receive some types of financial aid. Information also positively affects the choice to attend college but does not seem to affect more specific college choices.  相似文献   

2.
Financial aid counselors are a primary source of information that many students rely upon to understand financial aid and how to pay for college. However, little is known about financial aid counselors at America's community colleges and their interactions with the students they serve. Using original survey data, this study examined the role these counselors play in helping community college students understand and make use of financial aid. The majority of counselors in the sample reported the counselor-to-student ratio at their college was one counselor for every 1,000 students (or higher), suggesting these counselors do not have the time or resources to meet the needs of every student who needs their advice. Counselors also identified common pitfalls their students experience during the financial aid process. These findings serve as the basis for recommendations intended to improve the utilization of financial aid among community college students.  相似文献   

3.
Distance education has historically had lower completion rates. Several models of persistence, for on-campus students, indicate that students’ financial status affects their decision to persist. This study involved providing distance education students’ financial aid in the form of institutional scholarships (N = 545) at Penn State University in the United States. The recipients were students who were not overachievers and not at-risk of failing, but somewhere in the middle. The purpose of the study was to test if receiving financial aid was related to students’ persistence. Using logistic regression and Chi-square analysis, this study found that scholarship-receiving students with higher financial need were two times more likely to persist in their studies than those with lower financial need. Results suggest that there is a positive relationship between providing even small financial aid to students with high-financial need and their persistence in their studies.  相似文献   

4.
Counselors who work in a college environment are aware that financial aid is available to help students with college costs, but they may not be aware of all the financial pressures on students that may influence a student's psychological well-being. This article gives an overview of financial aid programs and financial factors affecting students, and explores practical ways that counseling centers and financial aid offices may interact.  相似文献   

5.
Can relevant information influence student borrowing? In a field experiment with a large community college, we send emails about federal student loans to students who have received financial aid offers but have not made a borrowing decision. A treatment reminding students that they need not borrow the maximum amount of available loan aid has no effect. Treatments referencing amounts borrowed by recent graduates shift students from borrowing the maximum amount to not borrowing. Consistent with the hypothesis that students experience cognitive overload when presented with multiple loan amounts, the response is largest among low-performing students and arises from inaction.  相似文献   

6.
This study analyzed the impact of specific types of financial aid on students' college choice, with particular focus on racial differences. For overall student populations, the receipt of grants or a combination of grants with loans had a positive impact on attending first choice institutions. In contrast, having loans only had no significant impact. Going one step further, distinct patterns were found in the effects of financial aid on college choice by racial groups. White students were more likely to attend their first-choice institutions if they received grants or a combination of grants with loans. Asian American students were strongly influenced by having loans or a combination of grants with loans when they decided to attend their first choice of colleges. In contrast, college choices of Latino and African American students were not influenced by financial aid. Implications of the findings for financial aid policy are indicated and future research on the topics recommended.  相似文献   

7.
This paper compares the accuracy of college freshmen self-reported information about financial aid awards with actual data on the types and amounts of these awards. Data from the 1986–87 National Postsecondary Aid Study (NPSAS) file are replicated with evidence from a single institution. The study shows that college freshmen are relatively accurate in reporting whether any financial aid was received. However, students' self-reports of specific financial aid awards and amounts do not correspond closely to actual data. Campus administrators would come to very different conclusions about both the types and amounts of student aid if they rely on survey data compared to actual data. The results provide evidence for how nonsampling errors may bias survery results.  相似文献   

8.
Colleges’ early decision (ED) admission policies require accepted students to commit to attend the school without comparing outside options. With data from two liberal arts schools we find evidence that students with higher willingness and ability to pay and lower measured ability levels are more likely to apply ED. Applying ED raises the probability of acceptance by 40 percentage points. We address the potential selection of students into ED, including estimating an upper bound of 46 percentage points following Altonji, Elder, and Taber (2005). One college appears to use the ED process to screen applicants with high SAT scores and female applicants, thereby avoiding the potential adverse selection of applicants in the regular decision process. Finally, even conditional on higher socioeconomic status and other observable characteristics, applying ED is correlated with higher financial aid packages, perhaps because the college's financial aid resources are higher earlier in the admission process.  相似文献   

9.
高校贫困生精准资助即对贫困生有条件的激励性资助,秉承公平、正义、人本的宗旨。公平侧重对贫困生的外部帮扶,正义强调发挥贫困生的主体作用,最终落脚于贫困生发展的人本要求。以发展为激励条件的贫困生资助兼具慈善性和教育性,体现救济与促进贫困生发展相结合的资助原则,要求贫困生获得资助的权利和以发展回馈资助的责任对等,要求学校实行受助贫困生发展考核和分类管理。实施保障与激励相融通的资助策略,采用以"贫困"谋资助到以资助谋发展再到以发展谋资助的实施方式,确保高校贫困生通过接受资助既能脱贫更能发展。  相似文献   

10.
This study investigates how the expectations of different types of financial aid affect the student college choice process from application through enrollment. We find that students from different race and income groups respond differentially to aid packages in their application and enrollment decisions depending on their levels of aid expectations. In application behavior, Asians at all income levels increase their likelihood of application at a greater rate in response to an increase in their aid expectations than other racial groups. Simulations indicate that enrollment probabilities decline more for African American and Hispanic students than whites and Asians when they expect to receive financial aid but do not. The findings suggest the particular importance of financial aid packages in the college choice process for underrepresented minority students.  相似文献   

11.
探析高校贫困生的认定及资助方法   总被引:1,自引:0,他引:1  
科学合理地认定高校贫困生是对贫困生进行资助的前提,而目前我国高校贫困生的认定存在诸多困难.由于认定工作的差错,导致合理资助方式的缺失,影响了资助的效果.高校学生工作人员必须探求更多科学合理的认定及资助方法,确保真正贫困的学生能够及时得到资助.  相似文献   

12.
Changes in financial aid policies raise questions about students being asked to pay too much for college and whether parents’ college savings for their children helps reduce the burden on students to pay for college. Using trivariate probit analysis with predicted probabilities, in this exploratory study we find recent changes in the financial aid system place a higher responsibility on African American, Latino/Hispanic, and moderate-income students to pay for college themselves. We also find when parents open a savings account, start a state-sponsored savings plan, or open a college investment fund students are less likely to pay for college with student contributions. Therefore, we suggest in addition to grants and scholarships, policies that encourage accumulation of savings for college among minority and lower income families may help reduce the college cost burden they experience.  相似文献   

13.
It is well established in the research literature that student financial aid has a positive influence on year-to-year persistence. However, there has been no prior research on price responsiveness in persistence decisions. This article examines the influence of the amounts of student financial aid received and tuition charged on year-to-year persistence by college students in the high school class of 1980. The principal finding is that the persistence decisions of college students in the early 1980s were more responsive to increases in student aid than to tuition increases. This finding suggests that persistence rates can be improved if institutions increase need-based aid for currently enrolled students when tuition is increased each year, or if government student aid increases over the levels provided in the 1980s.Presented at the Seventh Annual NASSGP/NCHELP Research Conference, Washington, D.C., May 16, 1990.  相似文献   

14.
贫困生问题已引起社会各界的关注,帮助贫困大学生从"物质"和"精神"上双线脱贫是当前高职院校学生工作的重要组成部分。文章从高职院校贫困生资助工作的现状入手,以南京城市职业学院为例,分析当前高校资助工作中存在的问题,并提出了将资助与育人紧密结合的资助对策。不断推进助困育人工作的科学化和规范化,从而进一步完善高职院校贫困生资助体系。  相似文献   

15.
The main objective of this study is to estimate the association between financial aid and college dropout rates of postsecondary students in Colombia. We use a unique dataset from the Colombian Ministry of Education that includes all enrolled college students in the country between 1998 and 2008. Logistic regression is used to identify the correlation between receiving different forms of financial aid on the dropout rates of the students. The main results of the study suggest that the probability of dropping out decrease between 25 and 29% according to the type of financial aid received. There is also evidence that the financial aid is more effective in reducing dropout rates at the beginning of the student’s college careers. This result holds after controlling by type of postsecondary institution attended. These findings suggest that financial aid is an effective tool to reduce dropout rates, and therefore increase persistence and expand access in Colombia.  相似文献   

16.
家庭经济困难学生的认定工作是高校资助工作的首要任务,关系到资助资金的使用效率和效益。目前认定工作中存在的社会诚信不够、没有量化指标、无偿资助比例过高等问题严重影响了认定工作的有效性。针对以上问题,可采取构建诚信社会,建立监督约束机制;建立"四位一体"的资助工作网络平台;建立量化指标体系;提高有偿资助的比例,建立权利义务对等资助模式等对策,以促进资助工作的健康发展。  相似文献   

17.
This paper examines the effects of financial aid on the decision to attend a selective liberal arts college using data obtained from applicants accepted to Occidental College in 1989. Patterned after a similar empirical investigation by Ehrenberg and Sherman for accepted freshmen at Cornell in 1981, logit probabilities of enrollment equations are estimated based on (1) observable characteristics of the individual students, (2) the net costs of attending Occidental and the various alternative colleges under consideration (including the financial aid packages offered) and (3) other characteristics of these alternative colleges. The results, like Ehrenberg and Sherman's, indicate that relative tuition and scholarships affect the probability of enrollment for financial aid applicants, but that loans and work study assistance have no statistically significant effect. Non-financial aid applicants — a group not investigated by Ehrenberg and Sherman — are much less sensitive to relative cost considerations.  相似文献   

18.
Although a wealth of research has shown that financial aid reduces hurdles to college enrollment, much less is known about how students react to the common occurrence of losing aid midway through their college careers. Using longitudinal data on two cohorts of Tennessee public college students and regression discontinuity designs centered around merit-based HOPE scholarship renewal benchmarks, we find that losing one’s scholarship results in a small degree of detachment from college and a rise in earnings of about 14 cents per dollar of lost aid. We see no local impact, however, on timely degree completion, which implies that HOPE loss may have merely accelerated a small number of students’ migration out of college. It remains to be seen how students fare farther below the renewal threshold, or whether they are better off for having had the HOPE scholarship at all, albeit for a short time.  相似文献   

19.
The way in which the government defines financial need does not always account for the individual decisions families make when sending a student to college. Many students who do not qualify for federal financial aid must still pay for part of their educational expenses, and need a part-time job in order to do so. The Job Location and Development (JLD) program was designed to help these students find the employment they need, to pick up where federal work study leaves off. Since 1979, the MU Career Center and the Office of Student Financial Aid at the University of Missouri–Columbia have together operated a JLD program on campus that, since its inception, has helped more than 25,000 students find employment while in school. Those employment opportunities serve to not only assist students in funding their education, but also to provide students the opportunity to learn about themselves—their strengths and weaknesses, their career interests, perhaps what major they ought to choose—as well as valuable skills they can use after graduation.  相似文献   

20.
As state-level merit-based financial aid programs proliferate, analysts both find that these programs have a disproportionate effect on students traditionally under-represented in postsecondary education and question the use of limited public resources in an inefficient and inequitable manner. This study, using survey data regarding the perceptions of all potentially eligible scholarship recipients, explores the impact the Tennessee Education Lottery Scholarship on college access for minority and low-income students. The empirical results indicate that African American and low-income students are more likely to perceive their eligibility for merit-based scholarships as having an impact on their decision on whether or not to attend college. A consequential policy implication is that a liberally awarded merit-based scholarship program, while inefficient, may provide sustainable access for those students in greatest need of financial aid.
Erik C. NessEmail:
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