共查询到20条相似文献，搜索用时 78 毫秒
1.
近几年随着美国次贷危机和欧洲主权债务危机的发酵,我国中小微型企业陷入发展困境,企业融资成为难题,此催生加快了非公众金融机构的急速发展,笔者通过对我国非公众金融机构发展现状问题的分析,提出非公众金融机构加大金融人才培养力度,强化进修学习,引入流通机制、完善内部管理制度、明确市场定位,加强自律管理,强化风险控制、金融主管部门明确职责,加强协调监管的可行性解决方案。 相似文献
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当前南京已形成"财政金融政策引导扶持+科技金融专营机构建设+科技金融产品业务创新+金融服务平台建设"的发展模式,重点扶持科技型企业的发展.针对后疫情时期金融创新支持科技型小微企业的现状和不足,就金融创新支持科技型小微企业高质量发展提出以下建议:细化科技型小微企业认定标准,为政策精准实施提供政策支撑;完善激励机制,引导金融机构均衡发展科技金融业务;优化政策操作流程,引导民营创投机构投资,提升政府引导基金运作效率;建立健全信息共享机制,充分发挥"南京金服"的各项功能;打破中小微企业"征信悖论",推动中小微企业联盟链建设;改善商业生态环境,搭建综合平台,持续提升科技型小微企业自生能力. 相似文献
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环境金融具有发展迅猛、未来前景广阔、政府主导型发展等市场特征。环境金融市场对我国生态文明建设具有重要的推动作用,但目前我国环境金融尚处于起步阶段,环境现实中存在着市场制度不完善、环境金融创新产品不多、金融机构参与积极性较低、监管制度缺失等问题。构建环境金融制度应该从市场机制、法律法规体系、多层次融资体系等方面入手,以提升环境保护质量为中心。 相似文献
4.
目前我国的征信业还比较落后,距离市场经济发展的要求还很远.我国普遍存在的对信用状况掌握的不全面性和不充分性,在一定程度上导致了企业失信行为大量发生、社会交易成本增加和市场经济秩序的混乱.因此,建立与完善征信制度,促进我国征信业的健康规范发展,特别是金融征信制度的进一步完善,已成为维护市场秩序、促进经济发展的当务之急.法律缺位、信用数据的封锁、行业自律不足与执业技术规范不统一、社会信用环境不佳等已成为我国征信业发展中存在的主要问题和制约因素.建立与完善我国金融征信制度的初步框架为:人民银行在金融信用建设初始阶段占主导地位,金融机构是金融信息体系的信息采集和最终使用者. 相似文献
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廖润东 《金华职业技术学院学报》2015,15(1):54-57
"互联网金融",即"互联网"+"金融",是一种融合互联网精髓与金融核心功能的业务形态。基于互联网金融的特点和优势,针对互联网金融在我国发展的具体情况及其存在的弊端,如:互联网金融机构法律定位不明确、第三方网络平台存在资金管理风险、互联网金融企业内控制度不健全和征信系统不完善等问题,提出完善法律法规和监管体系、强化对互联网金融融资平台的规范引导、制定行业标准和建立互联网金融信用体系等对策,以期能够在促进我国互联网金融健康发展方面产生一些积极影响。 相似文献
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范亲敏 《广东广播电视大学学报》2014,23(5):94-98
住房反向抵押担保贷款是一具有以房养老功能的金融创新产品。随着我国逐渐步入老龄化社会,住房反向抵押担保贷款成为新型养老模式的热门话题。通过引入经济学中的SWOT分析方法,从优势、劣势、机会、威胁角度全面解构该制度在我国推行的可行性。在准确定位市场化运作的基础上,从老年人的角度提出了设置强制咨询、明确无追索权等鼓励措施,建议银行、保险公司等金融机构采取设置增值分享条款、完善商业保险制度、尝试资产证券化等破题之术。 相似文献
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《信阳师范学院学报(哲学社会科学版)》2017,(2):59-62
农业科技创新中小企业是我国农业科技创新的主体,也是我国农业现代化实现的主要力量,但融资难问题一直制约着其快速发展。互联网金融作为普惠金融拓宽了资金供给渠道,其创新的金融形式如P2P信贷融资、众筹平台融资、基于大数据小额贷款融资等,与农业科技创新中小企业融资模式创新具有内在契合性,而强化政府部门及行业协会的政策引导及监督管理、改善农村互联网金融软硬件条件,加强征信体系建设、完善互联网金融融资风险防控机制是我国农业科技创新中小企业融资模式创新的有力保障。 相似文献
8.
《佳木斯教育学院学报》2019,(1)
本文首先对财务与金融发展现状予以简述,同时对财务与金融发展路径提出几点建议如健全金融体系、强化财务与金融产品管理、加大市场监管力度及完善征信机制等,并对现阶段我国政府所出台政策如缩减金融信贷成本、政府机构宏观调控、推动金融信息化发展予以分析等,望借此推动我国经济进一步发展。 相似文献
9.
绝大多数民办养老机构属于中小微企业,由于前期投入高、投资运营成本大、利润低、风险高、投资回报期长等因素,融资十分困难。同时,政府金融支持政策的制定和落实不够到位,金融机构出于安全性和收益性的考虑,也导致民办养老机构进一步陷入融资困局。为了破解此困局,必须从推动政府进一步完善金融支持政策,激励金融机构加大创新力度,促进民办养老机构自我完善和发展等三条路径着手。 相似文献
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罗艳萍 《读与写:教育教学刊》2008,5(6)
The communication of people partially is the communication of cultures. Culture has a direct effect on international commercial activities in all aspects. Different conceptions about time, space, equality, law and the like, lead people to deal with things in different ways. So to know cultures of the counterpart is to facil-itate our enterprises so as to have a smooth and successful communication in commercial activity. 相似文献
12.
Richard Denner 《海外英语》2007,(4):14-15
Rosco and I wait for the fishermen to return.I sit at a wooden bench near the store at Mt.Baker Resort and watch the clouds change shape. Rosco has my belt around his neck and an eight foot tow chain hooked to a tree. Dogs must be on a leash. Ducks and rabbits are loose. 相似文献
13.
Given a graph G,a subgraph C is called a clique of G if C is a complete subgraph of G maximal under inclusion and |C|≥2. A clique-transversal set S of G is a set of vertices of G such that S meets all cliques of G. The clique-transversal number, denoted as TC (G), is the minimum cardinality of a clique-transversal set in G. The clique-graph of G, denoted as K (G), is the graph obtained by taking the cliques of G as vertices, and two vertices are adjacent if and only if the corresponding cliques in G have nonempty intersection. Let F be a class of graphs G such that F={G|K(G) is a tree}. In this paper the graphs in F having independent clique-transversal sets are shown and thus TC (G)/|G|≤1/2 for all G ∈ F. 相似文献
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陈美曦 《山东教育学院学报》2008,23(2):103-107
Different nations have different social cultures, and the social culture of every nation is developing with the development of the nation, language is greatly influenced by social culture, which enables language to possess national and historical characteristics. Word is the smallest, independent, meaningful linguistic unit of language. It can well reflect the national and historical characteristics. From synchronic aspect, the social and cultural influence on word meaning is mainly embodied in conceptual and associative meanings of word. The incorrespondence of word meaning is a phenomenon that exists in both conceptual and associative meanings of word among different languages. From diachronic aspect, the development of social culture causes some changes of word meaning to some extent. Therefore, social culture plays a key role in vocabulary learning and mastery of a language. 相似文献
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邱崇丙 《唐山师范学院学报》2014,(1):21-23
汉字的六书,《说文》对“转注”一类,语焉不详。后世学者提及转注,也仅限于许慎所举出的例字。《汉字例说》一文,作者从转注的角度综合考虑,对部分现代常用字作了分析,跟传统的解释有所不同。希望能抛砖引玉,互相切磋,以推进学术研究。 相似文献
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《海外英语》2007,(4):36
There are numbers of crossroads on our long and unpredictable life journey where we totally have no idea about which direction to choose. No matter what our decision is, we should not turn back, but face the music and go ahead instead. I am this kind of girl who always does try without regretting, one example is how I dealt with my love. 相似文献
19.
Migration occurs behind a variety of reasons and has a great effect on the whole world. People may migrate in order to improve their economic situation, or in order to escape civil strife, persecution, and environmental disasters. The impact of migration is complex, bringing both benefits anddisadvantages. This paper briefly talks about the causes of migration, the allocation of benefits, and the ways in which individual countries and the international community deal with this important subject. 相似文献
20.
Anton Franks 《English in Education》1999,33(2):39-49
This paper looks at the way drama works to bring a model of an arts curriculum into reality. He also shows how drama is valuable when discussed as a separate, autonomous subject in the school curriculum as opposed to one subsumed within English. He argues for a view of the arts and gives an example of a sequence of work in an English GCSE class based around Arthur Miller's play View from the Bridge. From this he draws out several strands about the relationship of the drama curriculum to the individual students and teachers, the school, and to culture. He also emphasises the primacy of performance in drama education. 相似文献