| 中国寿险偿付能力变动的实证分析 |
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| 引用本文： | 封进.中国寿险偿付能力变动的实证分析[J].预测,2003,22(1):50-52,70. |
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| 作者姓名： | 封进 |
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| 作者单位： | 南京农业大学,江苏,南京,210095 |
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| 基金项目： | 江苏省哲学社会科学基金资助项目 (E3 0 48) |
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| 摘 要： | 寿险偿付能力是寿险公司履行保险合同约定的给付责任的能力。用因子分析法得到的结论是1986年以来中国寿险经营的偿付能力总体呈下降趋势。分析表明提高偿付能力应从提高资产质量、提足责任准备金、提高投资收益率三个方面入手。
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| 关 键 词： | 中国 因子分析 偿付能力 人寿保险 保险公司 |
| 文章编号： | 1003-5192(2003)01-0050-03 |
An Empirical Study On the Solvency of China's Life Insurance Operation |
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| FENG Jin.An Empirical Study On the Solvency of China''''s Life Insurance Operation[J].Forecasting,2003,22(1):50-52,70. |
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| Authors: | FENG Jin |
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| Abstract: | This paper adopts factor analysis to evaluate the change of solvency situation of life insurance operation in China and finds that there has been a declining tendency since 1986. According to the analysis, the quality of asset, adequacy of reserve and profitability are the key factors in improving the solvency. |
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| Keywords: | factor analysis life insurance solvency |
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