Does the availability of parental health insurance affect the college enrollment decision of young Americans? |
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| Institution: | 1. Department of Economics, Towson University, USA;2. Department of Family Studies and Community Development, Towson University, USA;1. University Lille, Centrale Lille, LIA LICS/LEMAC - IEMN UMR CNRS 8520, 59000 Lille, France;2. ONERA, Chemin de la Hunière 91123 Palaiseau, France;3. Institut Jean Lamour, UMR 7198, Université de Lorraine-CNRS, Vandoeuvre les Nancy, France;4. Fluiditech, Thurmelec, 68840 Pulversheim, France;1. Department of Orthopedics and Traumatology, Kayseri Training and Research Hospital, Kayseri, Turkey;2. Department of Orthopaedics and Traumatology, Faculty of Medicine, Erciyes University, Kayseri, Turkey;3. Department of Orthopedics and Traumatology, Metin Sabanc? Baltaliman? Bone Diseases Training and Research Hospital, ?stanbul, Turkey;4. Department of Orthopedic and Traumatology, Ahi Evran University, K?r?ehir, Turkey;1. Dpto. de Matemática Aplicada, Universidade de Santiago de Compostela, Campus Sur s/n, 15782 Santiago de Compostela, Spain;2. Dpto. de Estadística e Investigación Operativa, Universidade de Santiago de Compostela, Campus Sur s/n, 15782 Santiago de Compostela, Spain |
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| Abstract: | The present study examines whether the college enrollment decision of young individuals (student full-time, student part-time, and non-student) depends on health insurance coverage via a parent's family health plan. Our findings indicate that the availability of parental health insurance can have significant effects on the probability that a young individual enrolls as a full-time student. A young individual who has access to health insurance via a parent can be up to 22% more likely to enroll as a full-time student than an individual without parental health insurance. After controlling for unobserved heterogeneity this probability drops to 5.5% but is still highly significant. We also find that the marginal effect of the availability of parental health insurance has a larger effect on older students between ages 21 and 23. We provide a brief discussion about possible implications of the Affordable Care Act of 2010 in this context. |
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