| 关于限制医疗选择的保险条款效力探讨 |
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| 引用本文： | 廖显堂.关于限制医疗选择的保险条款效力探讨[J].贵阳师范高等专科学校学报,2010,5(2):56-60. |
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| 作者姓名： | 廖显堂 |
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| 作者单位： | 贵阳学院法律系,贵州,贵阳,550005 |
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| 摘 要： | 根据三大寿险公司对重大疾病的保险条款及范围的确定方式,认为其条款限制了被保险人的医疗选择,从法律角度分析了此类条款违反合同目的,侵害了被保险人的身体健康权。同时提出立法建议,并建议保险公司将疾病治疗方法和疾病后果确定的承保范围分开列明。
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| 关 键 词： | 保险条款 医疗选择 身体健康权 |
Exploring the Insurance Clause Effect of Restricting Medical Selection |
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| LIAO Xian-tang.Exploring the Insurance Clause Effect of Restricting Medical Selection[J].Journal of GuiYang Teacher's College(Social Science),2010,5(2):56-60. |
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| Authors: | LIAO Xian-tang |
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| Institution: | LIAO Xian-tang(Law Department,Guiyang University,Guiyang Guizhou 550005,China) |
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| Abstract: | According to the insurance clause and defining way related to serious diseases by three life insurance companies,the present article holds the view that the clause restricts the medical selection of the insured and invades the health right of the insured form the legal perspective.At the same time legal suggestions are put forward and advice is given that insurance should definitely clarify the way of disease treatment and the determination of disease result respectively. |
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| Keywords: | insurance clause medical selection health right |
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