| 中小型企业融资难问题的现状及对策 |
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| 引用本文： | 吴杰,李希荣.中小型企业融资难问题的现状及对策[J].内江师范学院学报,2006,21(5):56-58. |
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| 作者姓名： | 吴杰 李希荣 |
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| 作者单位： | 1. 中国农业发展银行安岳县支行,四川,安岳,642300
2. 中国农业发展银行内江市分行,四川,内江,641110 |
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| 摘 要： | 中小型企业存在融资观念落后、融资方式单一,时效管理欠缺、风险意识单薄,信用度不高、抵押担保不足,企业效益较差、负债率较高,企业财务欠规范、银企信息不对称等问题,因此,只有政府、银行、中小型企业三方共同努力,才能真正解决中小型企业融资难问题,以利于我国经济的良性发展。
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| 关 键 词： | 中小型企业 融资 银行 政府 对策 |
| 文章编号： | 1671-1785（2006）05-0056-03 |
| 收稿时间： | 2006-04-23 |
| 修稿时间： | 2006年4月23日 |
The Present Condition of Small and Medium-sized Enterprises' Financing and Its Counter Measures |
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| WU Jie,LI Xi-rong.The Present Condition of Small and Medium-sized Enterprises'''' Financing and Its Counter Measures[J].Journal of Neijiang Teachers College,2006,21(5):56-58. |
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| Authors: | WU Jie LI Xi-rong |
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| Abstract: | Small and medium-sized enterprises have such financing problems as backward ideas,monotonous modes,absence of seasoning management,lack of risk consciousness,bad credit,insufficient collateral mortgage,poor performance of enterprises,high debt ratio,informal business finance,anisomerous information between banks and enterprises,etc.So only united efforts of the government,banks and small and medium-sized enterprises can solve the problem of difficulty in financing and will benefit the sound progress of our country's economy. |
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| Keywords: | small and medium-sized enterprise difficulty in financing bank government counter measure |
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