| 商业银行客户信用评价判别分析模型及其应用 |
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| 引用本文： | 邓恩.商业银行客户信用评价判别分析模型及其应用[J].湖南广播电视大学学报,2005(3):63-65. |
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| 作者姓名： | 邓恩 |
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| 作者单位： | 湖南广播电视大学 |
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| 摘 要： | 客户信用分析是商业银行风险管理的基础,而风险管理是商业银行取得经营成功的关键.本文用多元统计中的判别分析为方法,探讨了中国社会这个信用相对缺失的大环境下,如何实现对于商业银行客户贷款资信的综合评价.
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| 关 键 词： | 商业银行风险管理 客户资信分析 判别分析 |
| 文章编号： | 1009-5251(2005)03-063-03 |
The Discriminant Analysis Model on Commercial Bank's Customer Credit Appraisal and Its Application |
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| DENG En.The Discriminant Analysis Model on Commercial Bank''''s Customer Credit Appraisal and Its Application[J].Joournal of Hunan Radio and Televistion University,2005(3):63-65. |
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| Authors: | DENG En |
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| Abstract: | Risk management is the basis of customer credit analysis, the key to successful operations of commercial banks. This thesis is aimed to discuss how to generally evaluate customer credit by discriminant analysis in China, where credit is relatively scarce for individuals and companies. |
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| Keywords: | Risk management for commercial banks Credit evaluation for customers Discriminant analysis |
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