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谈商业银行新增贷款风险防范的几点措施
引用本文:李继恒.谈商业银行新增贷款风险防范的几点措施[J].云南电大学报,2001,3(1):49-52.
作者姓名:李继恒
作者单位:省工商银行电大分校,云南,昆明,650034
摘    要:长期以来,由于历史,政策,银行自身管理等原因,国有商业银行事实都存在着大量的不良贷款资产,现在虽然按照国务院的统一部署对银行原有不良贷款进行了“剥离”,大幅度地降低了商业银行不良资产的占比,但对目前国有商业银行每年近万万亿元的新增贷款的风险防范仍是一个不容忽视的问题。

关 键 词:商业银行  中国  社会信用环境  新增贷款风险防范  信贷管理  贷款风险转移
文章编号:1009-4814(2001)01-0049-04
修稿时间:2000年11月21

Some Measures to Guard against the Risk of New Increasing Loan of Commnrcial Bank
LI Ji-heng.Some Measures to Guard against the Risk of New Increasing Loan of Commnrcial Bank[J].Journal of Yunnan Rty University,2001,3(1):49-52.
Authors:LI Ji-heng
Abstract:Owning to the various reasons of history, policy and bank management, state-owned commercial banks exist a large amount of non-performing loan assets. According to the unified deployment of the State Council, the banks have stripped off the non-performing loan, which greatly decreases its ratio, but billions of the present new increasing loan still exist a new risk.
Keywords:bank  loan  risk  guard against  
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