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构建我国个人信用制度的对策分析
引用本文:齐美东,丰宝生.构建我国个人信用制度的对策分析[J].雁北师范学院学报,2004,20(4):24-27.
作者姓名:齐美东  丰宝生
作者单位:1. 吉林大学经济学院,吉林,长春,130012
2. 安徽大学外办,安徽,合肥,230039
摘    要:现代市场经济的本质是信用经济,在经济运行中信用关系起着主导作用,而个人信用在整个社会信用中处于核心地位。我国个人信用体系的发展还相对落后,这一状况加大了信用风险,不利于我国国民经济的健康持续稳定发展。本文就如何构建我国个人信用制度的对策以及相关问题进行了探讨。

关 键 词:个人信用  个人信用制度  信用评估
文章编号:1009-1939(2004)04-0024-04
修稿时间:2004年6月23日

Analyses on the Countermeasures of constructing Chinese Private Credit System
QI Mei-dong,FENG Bao-shen.Analyses on the Countermeasures of constructing Chinese Private Credit System[J].Journal of Yanbei Teachers College,2004,20(4):24-27.
Authors:QI Mei-dong  FENG Bao-shen
Institution:College of Economy Jilin University Changchun Jilin 130012
Abstract:The essence of modern market economy is credit economy.Credit relatio n plays an important role in the course of market economy.And private credit pla ys a key role in the whole social credit.The development of Chinese private cred it system is relatively lagged,which increases the credit risk,and is disadvan tageous to the healthy sustained and stable development of our national economy. The thesis analyses the countermeasures of constructing Chinese private credit s ystem.
Keywords:private credit  private credit system  private credit assessment
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