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湖州市农村支付服务环境的调查研究
引用本文:吴明.湖州市农村支付服务环境的调查研究[J].湖州职业技术学院学报,2010,8(1):84-87.
作者姓名:吴明
作者单位:中国人民银行湖州市中心支行,营业室,浙江,湖州,313000
摘    要:通过对湖州市现有农村支付服务环境的调查,根据湖州市农村支付服务环境的第一手资料,从目前湖州市农村支付机构设置合理,业务办理便捷,各类支付工具得到基本运用等现状出发,针对湖州市当前农村支付环境中支付服务基础设施建设相对滞后,现金结算比重大,客户对非现金支付工具认知度低,客户对银行卡消费意识薄弱等问题,提出提高客户对支付结算工具的认知度,推动非现金支付工具的应用,改善支付服务基础设施,降低农村结算收费标准等解决办法,为湖州市农村支付服务体系的完善提供科学依据,为进一步推进农村金融产品和服务方式创新,以点带面,推进建立和完善多层次、广覆盖、可持续的农村金融服务体系,对于支持和推进社会主义新农村建设具有重要意义。

关 键 词:湖州市  农村支付服务环境  三农问题  多元化金融服务

The Investigation about Environment of Payment Service in Huzhou Rural Areas
WU Ming.The Investigation about Environment of Payment Service in Huzhou Rural Areas[J].Journal of Huzhou Vocational and Technological College,2010,8(1):84-87.
Authors:WU Ming
Institution:Accountant Section;Huzhou Branch of the People Bank of China;Huzhou 313000;China
Abstract:A series of investigation about the existing payment services environment has been taken in Huzhou rural areas.According to the first-hand information of these investigation,the The current status is reasonable institutions,convenient business and the use of payment instruments about payment services environment.But there are several problems which exist in the rural areas,this article analyses problems including infrastructure which is lagged behind,large proportion of cash settlement,low awareness of non-...
Keywords:Huzhou City  payment services environment in rural areas  three agricultural problems  diversified financial services  
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