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关于我国居民储蓄的影响因素分析
引用本文:董章清.关于我国居民储蓄的影响因素分析[J].江西蓝天学院学报,2006(1).
作者姓名:董章清
作者单位:江西蓝天学院商贸系 江西南昌邮编330098
摘    要:近年来,我国采取了多次利率政策,然而都没有达到应有的效果,为何在西方的"灵丹妙药"在中国却失效了呢?本文透过中西方经济学者的观点,深入分析了居民储蓄的影响因素,从而得出利率对居民储蓄的作用必须建立在一定的条件上,并且提出了相应的建议和对策。

关 键 词:居民储蓄  个人可支配收入  利率  预期

Analysis of the Factors Influencing Residents' Savings
DONG Zang-qing.Analysis of the Factors Influencing Residents'''' Savings[J].Journal of Jiangxi Blue Sky University,2006(1).
Authors:DONG Zang-qing
Abstract:Recently,China has adjusted interest rates several times,but the result was not satisfactory.Why did it work in western countries but not in ChinaThe article looks through the perspective of Chinese and Western economists,analyses the factors influencing savings thoroughly,and concludes that the role of interest rate to residents' savings is based on a certain condition.Finally,some suggestions and countermeasures are put forward accordingly.
Keywords:residents' savings  personal disposable income  interest rates  expectation
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