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民间融资:法律困境与制度创新
引用本文:吴永明,王从容.民间融资:法律困境与制度创新[J].江西师范大学学报(哲学社会科学版),2010,43(5):51-56.
作者姓名:吴永明  王从容
作者单位:[1]上饶师范学院,江西上饶334001 [2]江西师范大学财金学院,江西南昌330022
基金项目:江西省高校人文社科重点研究基地招标项目
摘    要:民间融资作为资源配置的有效手段,在补充正规金融供给不足、合理配置资金资源、促进经济发展等方面发挥显著作用。随着民间融资行为的日趋活跃,其规范性立法引起了学术界的广泛关注。本文从民间融资存在的必然性着手,对民间融资的立法现状进行了分析,提出了对民间融资制度创新的政策建议。

关 键 词:民间融资  立法缺失  市场准入  金融监管

Informal Finance:Legal Predicament and System Innovation
WU Yong-ming,WANG Cong-rong.Informal Finance:Legal Predicament and System Innovation[J].Journal of Jiangxi Normal University(Philosophy and Social Sciences Edition),2010,43(5):51-56.
Authors:WU Yong-ming  WANG Cong-rong
Institution:1. Shangrao Normal University,Shangrao,Jiangxi 334001; 2. School of Finance,Jiangxi Normal University,Nanchang,Jiangxi 330022,China)
Abstract:As an effective means of resource allocation,informal finance has played a prominent role in supplementing undersupply of formal finance,rationally allocating fund resources,promoting economic development,etc. With the increase of informal finance,its normative legislation attracts great attention of academic circles. The paper begins with the necessity of informal finance existence,analyzes the current legislation of informal finance,and puts forward policy suggestions of informal finance system innovation.
Keywords:informal finance  legislative defect  market access  financial supervision
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