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试论中小企业的融资问题
引用本文:张志毅.试论中小企业的融资问题[J].闽江学院学报,2001,21(1):31-33.
作者姓名:张志毅
作者单位:福州师范高等专科学校,纪委,福建,福州,350011
摘    要:中小企业在国民经济中占据着重要的地位 ,但是融资困难日益成为阻碍中小企业的快速健康发展的突出问题。本文从政策环境的转变、中小企业自身的弊端以及金融机构的思想误区几个方面分析了该问题的成因 ,着重从建立完善的信用担保体系和鼓励发展多种所有制的融资机构两方面提出问题的解决办法。

关 键 词:中小企业  融资难  成因  解决办法
文章编号:1009-8721(2001)01-0031-03
修稿时间:2000年10月15

On Capital Utilization in the Small and Middle-sized Enterprises
ZHANG Zhi-yi.On Capital Utilization in the Small and Middle-sized Enterprises[J].Journal of Minjiang University,2001,21(1):31-33.
Authors:ZHANG Zhi-yi
Abstract:The small and middle\|sized enterprises occupy an important position in the national economy, but the difficulty of capital utilization has increasingly been an outstanding problem to hinder the rapid healthy development in the small and middle\|sized enterprises. The followings analyses the contributing factors of this problem, from such aspects as the transformation of policy envirnonment, the malpractice of the small and middle\|sized enterprises and the ideological misunderstanding of the financial organization. And then it puts forward the solution to this problem, especially from the two aspects which are building the perfect credit guarantee system and encouraging developing the capital utilization of multiple ownership.
Keywords:The small and middle-sized enterprises  The difficulty of capital utilization  Contributing factors  Solution  
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