| 试析银企信贷市场中的信息不对称及不良资产的化解 |
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| 引用本文： | 夏春艳.试析银企信贷市场中的信息不对称及不良资产的化解[J].河北职业技术学院学报,2005,5(4):82-83. |
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| 作者姓名： | 夏春艳 |
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| 作者单位： | 廊坊广播电视大学,河北,廊坊,065000 |
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| 摘 要： | 银行与企业的关系是相互依存、相互制约的，银企信贷的发展直接影响我国金融发展和社会经济的正常运行。只有正确认识银企信贷信息不对称的根源，才能通过加强金融监管、建立市场型银企关系等办法，从根本上防范和化解不良资产。
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| 关 键 词： | 银行 企业 信息不对称 不良信贷资产 |
| 文章编号： | 1671-1017（2005）04-0082-02 |
| 收稿时间： | 2005-05-22 |
| 修稿时间： | 2005年5月22日 |
Analysis on the Information Dissymmetry of Bank-Enterprise Credit Market and Resolving the Bad Asset |
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| XIA Chun-yan.Analysis on the Information Dissymmetry of Bank-Enterprise Credit Market and Resolving the Bad Asset[J].Journal of Hebei Polytechnic,2005,5(4):82-83. |
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| Authors: | XIA Chun-yan |
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| Institution: | XIA Chun - yan |
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| Abstract: | The relationship of banks and enterprises is interdependent and interinhibitive. The development of bank -enterprise credit directly influences the development of China's Finance and the normal operation of social economy. Only can we fundamentally avoid and resolve bad assets through enhancing financial supervision, establishing market - oriented bank - enterprise relationship when we finding out the root of dissymmetry of credit information between banks and enterprises. |
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| Keywords: | bank enterprise information dissymmetry bad credit asset |
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