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小额保险持续健康发展的对策
引用本文:黄颖.小额保险持续健康发展的对策[J].闽江学院学报,2009,30(3):37-40.
作者姓名:黄颖
作者单位:闽江学院公共经济学与金融学系,福建,福州,350108
摘    要:小额保险就其本质来说,是一种专门提供给低收入人群的保险保障.对低收入者提供适合的小额保险.不仅有利于完善我国多层次社会保障体系,而且对实现经济平稳、社会安定起着重要作用.我国推动小额保险不仅必要,而且非常迫切.我国保险业进行了积极有益的探索,取得了一定成效,同时在发展过程中也暴露出一些问题.

关 键 词:小额保险  低收入  逆选择  持续健康

On Countermeasures of the Development of the Retail Insurance in a Sustainable and Sound Manner
HUANG Ying.On Countermeasures of the Development of the Retail Insurance in a Sustainable and Sound Manner[J].Journal of Minjiang University,2009,30(3):37-40.
Authors:HUANG Ying
Institution:Department of Economics and Finance;Minjiang University;Fuzhou Fujian 350108
Abstract:Retail insurance,by its nature,is a kind of insurance security merely for the group with lower incomes.It is not only helpful to perfect our country's multi-level social security system but also plays a key role in realizing the economic and social stability.It's both necessary and urgent for our country to introduce the retail insurance.As far as the retail insurance is concerned,Chinese insurance industry has made actively exploration and has made some achievements.However,there still exist some problems....
Keywords:retail insurance  lower income  adverse option  sustainable and sound  
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