| 保险诈骗罪若干问题探微 |
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| 引用本文： | 梁卫华.保险诈骗罪若干问题探微[J].广东广播电视大学学报,2012(1):45-49. |
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| 作者姓名： | 梁卫华 |
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| 作者单位： | 恩平广播电视大学 |
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| 摘 要： | 保险诈骗罪的概念应明确规定＂以非法占有为目的＂的主观目的性要件,取消犯罪主体的特殊限制。第198条第1款第1、第2项,应增加＂以其他方式利用保险合同关系骗取保险金的＂这一概括性规定作为第6项。第198条第2款骗取保险金未达到数额较大的,不存在数罪并罚的问题;骗取保险金达到数额较大并得逞的,应实行并罚而不择一重罪处断;实施了数额较大的保险诈骗行为虽未能得逞的,应当数罪并罚;未能、未来得及或没有实施诈骗行为的,不适用数罪并罚。
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| 关 键 词： | 保险诈骗罪 立法缺陷 主观目的性 数罪并罚 |
On Insurance Fraud |
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| LIANG Wei-hua.On Insurance Fraud[J].Journal of Guangdong Radio & Television University,2012(1):45-49. |
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| Authors: | LIANG Wei-hua |
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| Institution: | LIANG Wei-hua(Enping Radio & Television University,Enping,Guangdong,China,529400) |
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| Abstract: | The insurance fraud concept should be amended as insurance regulations violation,in which illegal possession is conducted by using false facts or concealing the truth for the purpose of obtaining large amount of insurance money.The paper argues that article 1 of(1)(2) in 198 should be modified and "taking advantage of insurance contract for insurance money fraud " need to be added.For the 2nd article of 198 combined punishment for several offenses should be reconsidered since defrauding insurance money does not reach the large amount. |
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| Keywords: | insurance fraud issues research amendments |
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