| 消费信贷:发展监管应当并行 |
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| 引用本文： | 孙丽萍.消费信贷:发展监管应当并行[J].绥化学院学报,2002,22(2):132-133. |
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| 作者姓名： | 孙丽萍 |
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| 作者单位： | 双鸭山市建筑设计院,黑龙江双鸭山,155100 |
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| 摘 要： | 消费信贷作为目前最具代表性的影响力的金融创新，以其发展趋势和自身的特点，理应成为加强金融监管的重点对象，它所引发的信贷形式，运行机制，市场体系等方面的革新必然成为金融监管的重点研究内容。因而，完善金融监管法规，创新监管体系和监管手段，对商业银行消费信贷业务的内部控制进行监管和评价，才能实施有效监管活动，推进消费信贷的长期健康发展。
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| 关 键 词： | 消费信贷 金融监管 风险防范 资产风险 风险管理 |
| 文章编号： | 1004-8499(2002)02-0132-02 |
| 修稿时间： | 2002年1月19日 |
Consumption Credit: Coexistence kr Development and Supervision |
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| Sun Liping.Consumption Credit: Coexistence kr Development and Supervision[J].Journal of Suihua University,2002,22(2):132-133. |
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| Authors: | Sun Liping |
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| Abstract: | As the most typical and influential f inancial innovation at present,con sumption credit,taken from it sown characteristics and developin g trend,should become thekey objective for the intenfication of finanvial super -vism.The innovation of credit form,operating institution,and market s ystem becomes inevitably the major c onvision,the creation or supervisory system a nd measure ,and the supervision and e valuation for the internal colntrol over the consumption credit business of comm ercial bank can supervise effetively and promote the permanent and stabl e development of consumption credit. |
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| Keywords: | colnsumption credit finacial supervision the guarantee of risk |
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