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借鉴他国模式,分阶段建立我国存款保险主体制度
引用本文:李芳,刘冰.借鉴他国模式,分阶段建立我国存款保险主体制度[J].怀化学院学报,2006,25(6):46-49.
作者姓名:李芳  刘冰
作者单位:1. 中南大学,法学院,湖南,长沙,410083
2. 中南大学,商学院,湖南,长沙,410083
摘    要:随着我国金融体制改革的不断深入,金融业迫切需要借鉴美日等发达国家的先进经验,推出自己的存款保险制度,以充分保护存款人的利益,进而维护整个金融体系的稳定。关注存款保险制度中的主体问题,阐述了较有借鉴性的几国存款保险制度中关于运营、投保主体的历史及现状,并结合我国实际情况,对建立我国存款保险体系的主体制度提出了一点建议。

关 键 词:存款保险制度  运营主体  投保主体
文章编号:1671-9743(2006)06-0046-04
收稿时间:03 22 2006 12:00AM
修稿时间:2006年3月22日

Studying Other Counties' Model to Build up Corpus System of Chinese Deposit Insurance Step by Step
LI Fang,LIU Bing.Studying Other Counties'''' Model to Build up Corpus System of Chinese Deposit Insurance Step by Step[J].Journal of Huaihua University,2006,25(6):46-49.
Authors:LI Fang  LIU Bing
Institution:1.school of Law, Central South Universe, Changsha, Hunan 410083 ; 2. School of Business, Central South University , Changsha, Hunan 410083
Abstract:With the development of the reform of financial system in our country,it is necessary to study the advanced experiences of other countries to build up a successful deposit insurance system which can protect the benefits of the depositor well,then support the stability of the whole financial system.This paper discussed kinds of deposit insurance systems abroad in their history and present condition,and combined the actual circumstance in our country,then put forward some suggestions to establish the corpus system of our deposit insurance.
Keywords:deposit insurance system  the corpus of conduct  the corpus of insure
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