| 中国个人信用体系模式研究 |
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| 引用本文： | 周灏,刘嵩.中国个人信用体系模式研究[J].科技与管理,2002,4(1):73-75. |
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| 作者姓名： | 周灏 刘嵩 |
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| 作者单位： | 武汉科技学院,经济管理学院,湖北,武汉,430073 |
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| 摘 要： | 为了中国个人信贷的快速发展，同时促进银行业竞争能力的提升，提出中国需要建立一个善有效的个人信用体系，从对中国第一家信用公司所建立的个人信用体系的介绍入手，分析了中国现阶段的个人信用体系模式所存在的较大缺陷，并提出改进建议。
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| 关 键 词： | 个人信用体系模式 信用状况 贷款 信用等级 个人信贷 |
| 文章编号： | 1008-7133(2002)01-0073-03 |
| 修稿时间： | 2001年7月13日 |
Research of the individual credit system model in China |
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| ZHOU Hao,LIU SongEconomic Management College,Wuhan Institute of Science and Technology,Wuhan ,China.Research of the individual credit system model in China[J].Science-Technology and Management,2002,4(1):73-75. |
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| Authors: | ZHOU Hao LIU SongEconomic Management College Wuhan Institute of Science and Technology Wuhan China |
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| Institution: | ZHOU Hao,LIU SongEconomic Management College,Wuhan Institute of Science and Technology,Wuhan 430073,China |
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| Abstract: | For the speed development of our country's individual credit, and at the same time promoting the bank's competing ability , this paper puts forward that China need establishing a perfect and effective individual credit system .Through introducing the individual credit system built by our country's first credit company, this paper analyzes some existing serious shortcomings of our present individual credit system model, proposes that we should improve on several aspects. |
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| Keywords: | individual credit system model credit status loan credit grade |
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