| 我国助学贷款的动态博弈分析 |
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| 引用本文： | 张荣佳,韩龙.我国助学贷款的动态博弈分析[J].襄樊职业技术学院学报,2004,3(6):40-43. |
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| 作者姓名： | 张荣佳 韩龙 |
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| 作者单位： | 西安交通大学,经济与金融学院,陕西,西安,710061 |
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| 摘 要： | 运用博弈论的方法分析了在助学贷款实施的过程中，银行和学生贷款人在无约束条件下、家庭担保条件下和个人信用制度约束条件下双方的动态博弈过程，并得出在我国个人信用制度尚未建立条件下，家庭担保贷款是最有效的助学贷款制度安排。
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| 关 键 词： | 助学贷款 动态博弈 个人信用制度 家庭担保贷款 |
| 文章编号： | 1671-914X(2004)06-0040-04 |
| 修稿时间： | 2004年6月10日 |
Dynamic Game Analysis of Loan for Education in Our Country |
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| ZHANG Rong-jia,HAN Long.Dynamic Game Analysis of Loan for Education in Our Country[J].Journal of Xiangfan Vocational and Technical College,2004,3(6):40-43. |
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| Authors: | ZHANG Rong-jia HAN Long |
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| Abstract: | The paper analyses the dynamic game between bank and student creditor under unconstrained conditions, family guarantee conditions, and individual credit system constrained conditions in course of the enforcement of loan for education. And drawing conclusion that when individual credit in our country isn't set up yet, family guarantee loan is the most efficient system arrangement of loan for education. |
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| Keywords: | loan for education dynamic game individual credit system family guarantee loan |
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