| 我国商业银行信贷供求矛盾及对策 |
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| 引用本文： | 杨时革.我国商业银行信贷供求矛盾及对策[J].鄂州大学学报,2003,10(1):35-39. |
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| 作者姓名： | 杨时革 |
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| 作者单位： | 中国银行鄂州分行,湖北,鄂州,436000 |
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| 摘 要： | 我国商业银行信贷资金供求目前存在严重的结构性矛盾，并以信贷集中的方式体现出来。本文从商业银行新增贷款现状、信贷集中现象的负面效应、信贷供求矛盾的基本成因等各个侧面，对我国商业银行信贷供求矛盾作了较为详尽的分析，并据此提出了若干对策建议。
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| 关 键 词： | 商业银行 信贷资金 结构性矛盾 信贷政策 信贷结构 |
| 文章编号： | 1008-9004(2003)01-0035-05 |
| 修稿时间： | 2002年11月22 |
On The Supply-Demand of Credit in Chinese Commercial Banks: The Contradiction and Countermeasures |
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| YANG Shi,ge.On The Supply-Demand of Credit in Chinese Commercial Banks: The Contradiction and Countermeasures[J].Journal of Ezhou University,2003,10(1):35-39. |
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| Authors: | YANG Shi ge |
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| Institution: | YANG Shi ge |
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| Abstract: | There is a severe contradiction in structure about the credit supply demand of commercial banks in China,which is embodied through credit concentration style. The author discusses in detail the present situations of the newly loaned funds, the negative influences of the credit concentration phenomenon and the basic causes of the contradiction. On the basis of the above, the author puts forward some suggestions and countermeasures. |
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| Keywords: | commercial banks the supply demand of credit contradiction countermeasures |
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