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西部地区设立民营银行的机遇与挑战
引用本文:连毕洲.西部地区设立民营银行的机遇与挑战[J].莆田学院学报,2014(3):41-44.
作者姓名:连毕洲
作者单位:中国银河证券股份有限公司福州营业部,福建福州350005
摘    要:以西部地区中小企业融资难问题为基础,阐述在西部地区设立民营银行的有利条件与可能遇到的困难。经过分析西部地区现有的银行体系,得出以中小商业银行民营化和入股村镇银行的方式建立民营银行,更加适合西部地区的金融环境的结论。

关 键 词:西部地区  民营银行  金融  体制

The Opportunities and Challenges of Setting up Private Banks in the Western Region
LIAN Bi-zhou.The Opportunities and Challenges of Setting up Private Banks in the Western Region[J].journal of putian university,2014(3):41-44.
Authors:LIAN Bi-zhou
Institution:LIAN Bi-zhou (Sales Department of Fuzhou, China Galaxy Security Co., Ltd., Fuzhou Fujian 350005, China )
Abstract:This paper w as based on the financing difficulties of the sm all and m edium-sized enterprises. It states the opportunities and challenges confronting private banks set up in the w estern regions. Through the analysis of the existing banking system in the w estern area, it is concluded that private capital's setting up private bank by the privatization of sm all and m edium-sized com m ercial banks and by becom ing shareholders of village bank w ill suit for the financial environm ent in the w estern regions.
Keywords:western region  private banks  finance  system
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