| 商业银行治理与贷款选择行为 |
| |
| 引用本文： | 张维,王志强.商业银行治理与贷款选择行为[J].天津师范大学学报(社会科学版),2007(5):34-37. |
| |
| 作者姓名： | 张维 王志强 |
| |
| 作者单位： | 天津大学,管理学院,天津,300072 |
| |
| 摘 要： | 商业银行的公司治理结构影响银行的经营行为,影响商业银行的绩效。产权结构是一个集中反映我国商业银行公司治理特征的重要变量。国有商业银行和股份制商业银行资金所有者的不同,使得二者在资产规模选择、贷款行为以及面对风险的应对态度等方面有所不同,进而影响到商业银行的经营绩效。我国国有商业银行进行股份制改造,完善国有商业银行的公司治理结构,对提升我国商业银行整体实力、促进经济持续稳定发展有重要意义。
|
| 关 键 词： | 银行治理 银行改革 贷款选择行为 股份制银行 国有商业银行 |
| 文章编号： | 1671-1106（2007）05-0034-04 |
| 修稿时间： | 2006-12-12 |
The Commercial Bank Governance and Selective Behaviors on Loan |
| |
| ZHANG Wei,WANG Zhi-qiang.The Commercial Bank Governance and Selective Behaviors on Loan[J].Journal of Tianjin Normal University(Social Science),2007(5):34-37. |
| |
| Authors: | ZHANG Wei WANG Zhi-qiang |
| |
| Institution: | School of Management, Tianjin University, Tianjin 300072, China |
| |
| Abstract: | The corporate governance of commercial bank affects the operation of commercial bank and the performance of the bank.The property structure is one of the most important variables which embody the character of corporate governance of commercial bank.The difference between the owner of state-owed commercial banks and joint stock banks make the two types of banks different in choosing asset scale,loan,and the attitude to the risk,which will influence on the performance of the commercial banks.The share-holding system reform of state-owned commercial banks and improving the structure of corporate governance in commercial banks are significant steps to improve the power of commercial banks and development of economy. |
| |
| Keywords: | bank governance bank reform selective behaviors on loan joint stock banks state-owned commercial banks |
| 本文献已被 CNKI 维普 万方数据 等数据库收录！ |
|
