| 新政策 新机制 新活力——中国科学技术大学助学贷款工作的实践与探索 |
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| 引用本文： | 朱灿平,尹红,岳兴林,王胜平.新政策 新机制 新活力——中国科学技术大学助学贷款工作的实践与探索[J].教育与现代化,2007(1):76-80. |
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| 作者姓名： | 朱灿平 尹红 岳兴林 王胜平 |
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| 作者单位： | 中国科学技术大学学工部,安徽,合肥,230026 |
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| 摘 要： | 中国科学技术大学的实践表明：新政策、新机制带来了国家助学贷款工作的新活力、新成效，同时也凸现了学校、银行与贷款学生之间的新问题。对此，提出以下几点解决措施：加强诚信教育，提高信用意识；全社会共同建立和完善个人征信体系；贷款管理应从行政机制逐步过渡到市场机制；进一步完善银行服务项目以及激励政策。
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| 关 键 词： | 国家助学贷款 政策 机制 诚信 |
| 文章编号： | 1007-3051（2007）01-0076-05 |
| 收稿时间： | 2007-01-24 |
| 修稿时间： | 2007年1月24日 |
New Policy, New Mechanism, New Vitality-Student Loans at USTC |
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| ZHU Can-ping,YIN Hong,YUE Xing-lin,WANG Sheng-ping.New Policy, New Mechanism, New Vitality-Student Loans at USTC[J].Education and Modernization,2007(1):76-80. |
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| Authors: | ZHU Can-ping YIN Hong YUE Xing-lin WANG Sheng-ping |
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| Institution: | ZHU Can-ping, YIN Hong, YUE Xing-lin, WANG Sheng-ping (University of Science and Technology of China, Hefei, Anhui 230026) |
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| Abstract: | Student loan-related work at USTC shows that new policies and mechanisms have resulted in remarkable achievements and vitality.There have occurred,however,some new problems among the university,the banks and the students receiving loans.Measures are recommended for solving the problems: strengthening education for honesty,raising credit awareness,developing a comprehensive personal credit system,establishing a market-oriented loan management mechanism,and improving bank service and incentive policy. |
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| Keywords: | state-sponsored student loan policy mechanism honesty |
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