| 个人金融投资品种及风险的成因和控制 |
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| 引用本文： | 郝云峰.个人金融投资品种及风险的成因和控制[J].海南师范大学学报(社会科学版),2004,17(6):123-124. |
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| 作者姓名： | 郝云峰 |
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| 作者单位： | 海口农工贸(罗牛山)股份有限公司,海南,海口,570208 |
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| 摘 要： | 随着经济的发展和人民生活水平的不断提高，如何选择风险小、收益高的投资品种使自己的个人财富得以保值增值，已成为我国居民十分关心的问题。股票市场、债券市场、保险市场、期货市场和外汇市场的形成为居民投资提供了多种选择，同时也使其风险控制成为日益突出的问题。金融投资风险管理的关键不是寻求完全避免风险，而是科学地评估风险，有效地应对风险，进而达到投资风险和投资收益的最优化配置。
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| 关 键 词： | 个人金融投资 风险 控制 |
| 文章编号： | 1672-223X(2004)06-0123-02 |
Individual Financial Investment Categories and the Causes for and Control of Their Risks |
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| Authors: | HAO Yun-feng |
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| Abstract: | With economic development and improved living standards, citizens in our country have been much concerned with the issue of how to select the less-risky but highly-profitable investment categories so as to maintain or aggrandize the value of their personal wealth. While the emergence of the stock market, bond market, futures market and foreign exchange market has provided for citizens many investment choices, the control of their respective rsiks has become increasingly serious. The key to the management of financial investment crisis lies not in totally evading risks but in scientifically assessing and in effectively handling risks so as to attain the optimal distribution of investment risks and investment benefits. |
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| Keywords: | individual financial investment risk control |
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