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浅析土地承包经营权的抵押
引用本文:庞晶晶.浅析土地承包经营权的抵押[J].佳木斯教育学院学报,2012(1):321-322.
作者姓名:庞晶晶
作者单位:天津商业大学
摘    要:关于土地承包经营权能否抵押的问题学界争论多年,反对者认为抵押会使没有稳定非农收入的农民丧失基本的生活保障。而赞成者则认为,将土地承包经营权抵押为农民开展规模化、产业化农业提供了融资渠道,有利于农村经济发展。笔者认为,土地承包经营权抵押符合法理,现实中,个别农村地区也开始了对土地承包经营权抵押的实践探索。而学者担心农业生产者因抵押而丧失生活保障,完全可以从制度上完善,比如建立专门的农村金融担保机构,而不是在法律上一味禁止。

关 键 词:土地承包经营权  抵押  农村金融担保制度

Analysis of the mortgage of land contractual management right
Pang Jing-jing.Analysis of the mortgage of land contractual management right[J].Journal of Jiamusi Education Institute,2012(1):321-322.
Authors:Pang Jing-jing
Institution:Pang Jing-jing(Tianjin University of Commerce,Tianjin,300314,China)
Abstract:Academic circles have debated the topic whether the land contractual management right can be mortgaged for many years.The opponents deem that mortgage will make the farmers who don’t have stable non-agricultural income lose their basic life safeguard.While,the approvers consider mortgage provides financing channels for promoting the scale and industrialization agriculture and in favor of rural economic development.In the author’s opinion,mortgaging land contractual management right accords with the legal principle.In reality,some rural areas begin to put the mortgage of the land contractual management right into practice.The problem that the agricultural producers will lose their life safeguard for the mortgage that the scholars worry about can be solved through the complete system,such as setting up the special rural financial guarantee agency,not banned in law.
Keywords:land contractual management right  mortgage  rural financial guarantee system
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