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农村高利贷现象研究
引用本文:卢鸿鹏.农村高利贷现象研究[J].江西教育学院学报,2004,25(1):15-17.
作者姓名:卢鸿鹏
作者单位:湛江海洋大学经济管理学院,广东湛江,524088
摘    要:我国农村民间借贷市场对解决农村资金供求矛盾具有积极意义,但也容易滋生诸如高利贷等消极现象。因此,要消灭高利贷等不良现象,农村的资金融通就应从几个方面加以引导和管理:一是要改革农村金融体制,完善农村金融服务;二是要建立正常民间借贷的有效保护机制等。

关 键 词:农村  民间借贷  高利贷  改革  金融体制
文章编号:1005-3638(2004)01-0015-03
修稿时间:2003年10月25

Study on the Phenomena of Usury among Residents in Rural Areas
LU Hong-peng.Study on the Phenomena of Usury among Residents in Rural Areas[J].Journal of Jiangxi Institute of Education,2004,25(1):15-17.
Authors:LU Hong-peng
Abstract:Direct debit and credit market among farmer families has a positive role in channeling funds from lenders to borrowers, but there are a lot of problems with it.Therefore,finance in rural areas should be guided against usury from the following aspects,such as reformation of financial system,perfection of financial service,construction of effective protection for legal civilian debit and credit,etc..
Keywords:rural areas  civilian debit and credit  usury  reform  financial system
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