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我国商业健康保险发展研究
引用本文:王燕,吴红茹,王静.我国商业健康保险发展研究[J].石家庄职业技术学院学报,2010,22(1):62-67.
作者姓名:王燕  吴红茹  王静
作者单位:1. 石家庄职业技术学院,济贸易系,河北,石家庄,050081
2. 石家庄职业技术学院,人事处,河北,石家庄,050081
3. 石家庄职业技术学院,机电工程系,河北,石家庄,050081
摘    要:我国商业健康保险的发展具有巨大的市场空间。但由于我国的商业健康保险还处在起步阶段,总体发展还比较滞缓,保险深度和保险密度还较低,市场供求矛盾突出。为此,需营造宽松的外部环境,加强保险公司的专业化经营和管理,积极探索与卫生医疗服务机构的合作。

关 键 词:社会医疗保障制度  商业健康保险  中国  专业化经营

A developmental study of the commercial health insurances
WANG Yana,WU Hong-rub,WANG Jingc.A developmental study of the commercial health insurances[J].Journal of Shijiazhuang Vocational Technology Institute,2010,22(1):62-67.
Authors:WANG Yana  WU Hong-rub  WANG Jingc
Institution:WANG Yana,WU Hong-rub,WANG Jingc(a.Department of Economics , Trade,b.Department of Personnel,c.Department of Electrics , Electronics,Shijiazhuang Vocational Technology Institute,Shijiazhuang,Hebei 050081,China)
Abstract:A spacious room is reserved for the development of Chinese commercial health insurances.It is claimed to be immature in in-depth development,and out of place in supply and demand.Consequently,a moderately loose environment should be set up,professional management enhanced,and a positive cooperation pursued with medical institutions.
Keywords:social and health security system  commecial health insurance  China  expert management  
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