| 消费信贷：发展与监管应当并行 |
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| 引用本文： | 李秋莲.消费信贷：发展与监管应当并行[J].商丘师范学院学报,2001,17(3):84-85. |
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| 作者姓名： | 李秋莲 |
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| 作者单位： | 中共商丘市委党校,河南,商丘,476000 |
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| 摘 要： | 消费信贷作为目前最具代表性和影响力的金融,人其发展趋势和自身特点来看，理应成为加强金融监管的重点对象，它所引发的信贷形式、运行机制、市场体系等方面的革新必然成为金融监管的重点研究内容。因而，完善金融监管法规建设，创新监管体系和监管手段，对商业银行消费信贷业务的内部控制进行监管和评价，才能实施有效监管活动，推进消费信贷的长期稳健发展。
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| 关 键 词： | 消费信贷 金融监管 风险防范 |
| 文章编号： | 1008-2662(2001)03-0084-02 |
| 修稿时间： | 2000年11月19 |
Consumption Credit:Coexistence of Development and Supervision |
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| LI Qiu,lian.Consumption Credit:Coexistence of Development and Supervision[J].Journal of Shangqiu Teachers College,2001,17(3):84-85. |
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| Authors: | LI Qiu lian |
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| Abstract: | As the most typical and influential financial innovation at present,consumption credit,taken from its own characteristics and developing trend,should become the key objective for the intenfication of finanvial supervism.The innovation of credit form,operating institution,and market system becomes inevitably the major content for the study of financial supervision.Therefore,the perfection of the decree construction for financial supervision,the creation of supervisory system and measure,and the supervision and evaluation for the internal control over the consumption credit business of commercial bank can supervise effectively and promote the permanent and stable development of consumption credit. |
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| Keywords: | consumption credit finacial supervision the guarantee of risk |
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