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国家助学贷款对高校贫困学生资助现状浅析
引用本文:刁明光,崔晓玲,鲁华章.国家助学贷款对高校贫困学生资助现状浅析[J].中国地质教育,2007,16(3):9-11.
作者姓名:刁明光  崔晓玲  鲁华章
作者单位:中国地质大学,软件学院,北京,100083
摘    要:我国国家助学贷款自1999年推行以来,使为数不少的成绩优秀但家庭经济困难的大学生顺利完成了学业。但其中也出现了一些问题。要改变这种状况,国家助学贷款必须在明确社会责任、完善金融风险化解机制和完善信用制度的和谐社会状态基础上才能正常运行,发挥其应有的作用。

关 键 词:贫困大学生  国家助学贷款  商业性贷款  政策性贷款  信用制度
文章编号:1006-9372(2007)03-0009-03
修稿时间:2007-05-30

Brief Analysis of Present Situation about the Government Assisting College Impoverished Students with Loan
DIAO Ming-guang,CUI Xiao-ling,LU Hua-zhang.Brief Analysis of Present Situation about the Government Assisting College Impoverished Students with Loan[J].Chinese Geological Education,2007,16(3):9-11.
Authors:DIAO Ming-guang  CUI Xiao-ling  LU Hua-zhang
Institution:China University of Geosciences,Beijing 100083,China
Abstract:Since government assisting loan from 1999,it has helped great deal of the college students complete their studies successfully,who are outstanding but with domestic economics difficulties.But a few problems appeared among it,many impoverished college students become helpless and disappointed when they are in front of the assisting loan.To change this situation,the country assisting loan can be regularly operated and play the role which it should have based on the clear social responsibility,the perfect finance risk melting mechanism,the perfect credit system and harmonious social condition.
Keywords:impoverished college student  government assisting loan  commercial loan  policy-based loan  credit system
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