| 支付业务许可证条件下移动支付产业发展趋势 |
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| 引用本文： | 赵宇萱,殷兆燕.支付业务许可证条件下移动支付产业发展趋势[J].苏州教育学院学报,2011,28(6):46-48. |
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| 作者姓名： | 赵宇萱 殷兆燕 |
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| 作者单位： | 1. 常州信息职业技术学院经贸管理学院,江苏常州,213164
2. 常州信息职业技术学院计算机科学与技术学院,江苏常州,213164 |
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| 摘 要： | 移动支付产业涉及多个行业,电信运营商、金融机构和第三方支付运营商分别在商户终端、账户管理、支付工具和支付渠道等关键资源方面具有各自的优势,成为产业发展的主要力量。随着支付业务许可证的发放完成和移动支付标准的即将出台,三方自身的发展和彼此间的合作与竞争将决定整个移动支付的发展。由于电信运营商有其独特的地位,将在移动支付发展中占据优势。
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| 关 键 词： | 移动支付 电信运营商 金融机构 第三方支付 |
The Business Trends of Mobile Payment Regulated by Payment Business License |
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| Authors: | ZHAO Yu-xuana YIN Zhao-yan |
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| Institution: | b(a.Economy & Trading Management School;b.Institute of Computer,Changzhou College of Information Technology, Changzhou 213164,China) |
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| Abstract: | The mobile payment business involves the industries of telecommunication operators,financial institutes and third-party payment operators,which enjoy respectively the advantages of POS terminals,account management,means of payment,channels of payment and other key resources.The industries concerned constitute the prime driving power of mobile payment business.With the issuing of payment business licenses and the emerging mobile payment standards,the development of the industries as well as the competition and cooperation between them determine the future of mobile payment,in which telecommunication operators will take a vantage point due to their unique status. |
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| Keywords: | mobile payment telecommunication operators financial institutes third-party payment |
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