| 保险合同免责条款的法律问题 |
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| 引用本文： | 张晟玮,江眺.保险合同免责条款的法律问题[J].安顺师范高等专科学校学报,2014(3):113-114. |
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| 作者姓名： | 张晟玮 江眺 |
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| 作者单位： | 华侨大学法学院,福建泉州362021 |
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| 摘 要： | 格式合同的出现,虽然简化了交易手续,提高了交易效率,但在社会经济生活中,许多保险公司滥用其经济优势和垄断地位,在合同中订入便于自己逃避法律责任的免责条款,从而使免责条款的效力问题成为了近年来保险纠纷中争议最多的问题。所以为促进保险业健康、有序发展,对免责条款如何订入保险合同,如何平衡双方当事人的利益,在我国的保险业立法与实践中,有待进一步完善。
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| 关 键 词： | 保险合同 免责条款 有效性 法律规制 |
Insurance contracts Disclaimer Legal Issues |
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| Institution: | Zhang Shengwei;School of Law,Huaqiao University; |
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| Abstract: | Standard contract emergence simplified the deal foralities and liftd the deal effectiveness;Yet being living in the community economy life,the rich business of economic strength possess disusing such economic preponderance more,and is living in the contract to book into the honeremedy deal clause that is favour of self,in case,the problems such as the exclusion clause.So the effect of exclusion clauses in the insurance contract disputes have remained controversial.Therefore promoting soundly and orderly development the exclusion clasuses that how to make exclusion clause and banlance the profits of two sides should be further impoved in the international legislation and practice of insurance. |
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| Keywords: | insurance contract exclusion clause validity regulations of law |
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