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后金融危机环境下科技金融前路的探索与思考
引用本文:潘子欣,谢惠芳.后金融危机环境下科技金融前路的探索与思考[J].科技管理研究,2012,32(6):92-95.
作者姓名:潘子欣  谢惠芳
作者单位:广东省科技信息中心,广东广州,510033
摘    要:当前科技型中小企业在发展过程中面临着一个重要的问题,即融资问题,尤其是在金融危机之后的后金融危机时代银行更加注重风险控制的背景下,我国科技型中小企业融资显得更加困难。虽然一些创新性的融资方式例如知识产权质押等被逐步应用到科技型中小企业融资实践之中,但是这些创新性的融资方式仍然未能较好地解决融资难问题。鉴于此,本文对后金融危机时代科技型中小企业融资问题进行了深入的探究与思考。

关 键 词:科技型中小企业  后金融危机  商业银行  政策性银行

Probe and Thought of the Way to Science & Technology Finance under Post -finance Crisis Era
PAN Zixin , XIE Huifang.Probe and Thought of the Way to Science & Technology Finance under Post -finance Crisis Era[J].Science and Technology Management Research,2012,32(6):92-95.
Authors:PAN Zixin  XIE Huifang
Institution:(Science & Technology Information Center of Guangdong,Guangzhou 510033,China)
Abstract:The high-tech SMEs are facing a big problem currently,that is,SMEs financing will become more difficult especially when banks put focus on risk control during post-financial crisis era.Although a number of innovative financing ways,such as intellectual property pledge etc.,are gradually applied to SMEs financing practices,but these ways still fail to solve the problems of financing.In view of this,the article is to study and analyze the financing problems of high-tech SMEs in post-financial crisis era
Keywords:SMEs  post-financial crisis era  business bank  policy bank
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