| 学生贷款偿还负担的国际比较及我国的实证研究 |
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| 引用本文： | 沈华,沈红,黄维.学生贷款偿还负担的国际比较及我国的实证研究[J].比较教育研究,2004,25(10):38-43. |
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| 作者姓名： | 沈华 沈红 黄维 |
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| 作者单位： | 华中科技大学教育科学研究院,武汉,430072 |
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| 摘 要： | 各国在研究学生贷款的偿还问题时,对学生所承担债务负担的讨论是必不可少的.学生还款负担的轻重是衡量学生贷款方案是否科学合理的重要指标.本文对学生的贷款偿还负担进行国际比较,并对我国学生的还款负担作了实证分析;在阐述影响还款负担的主要因素的基础上,对我国国家助学贷款偿还模型的改进提出了一些合理化建议.
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| 关 键 词： | 学生贷款 贷款偿还负担率 贷款偿还模型 学生贷款 贷款偿还模型 债务负担 国际比较 实证研究 Studies Empirical Repayment Student 合理化建议 改进 国家 因素 影响 阐述 实证分析 指标 科学合理 方案 还款 |
| 文章编号： | 1003-7667(2004)10-0038-06 |
A Comparative Study of Student Loan Repayment Debt and Empirical Studies in China |
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| SHEN Hua,SHEN Hong,HUANG Wei.A Comparative Study of Student Loan Repayment Debt and Empirical Studies in China[J].Comparative Education Review,2004,25(10):38-43. |
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| Authors: | SHEN Hua SHEN Hong HUANG Wei |
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| Abstract: | When people are researching student loan repayments, it is absolutely necessary to discuss the burden of student loan debt. The weigh of the student loan repayment burden indicates if the student loan scheme is reasonable. This paper compares the burden ratio in selected countries and regions, and analyzes the case in China. On the basis of expounding major factors affective the student loan burden, we put forward some suggestions for improving the NSLC repayment model in China. |
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| Keywords: | student loan student loan repayment ratio loan repayment model |
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