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Government‐sponsored student loans have emerged over the decades as a primary method of financing post‐secondary education across most North American jurisdictions. Despite this, the empirical literature examining the correlates of repayment difficulty and default in Canada has remained stagnant in recent years. This study taps into an underutilised data source—the 2013 National Graduates Survey—to examine the relationship between demographics, human capital, borrowing behaviour and other known predictors and repayment difficulty. Our logistic regression models demonstrate that disability status, geographic region and borrowing behaviour are correlated with loan default and repayment difficulty, while failing to verify the existence of other demographic effects routinely found in the existing literature. We discuss the implications of these findings, along with multiple avenues for further empirical work on this topic within Canada. 相似文献
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Brad Vogus 《Public Services Quarterly》2020,16(3):182-185
AbstractThe number of ebooks continues to grow in academic libraries. Ebooks have many advantages that make them attractive as a library resource. However, ebooks also have restrictions. These include use and sharing restrictions, license restrictions, and technological barriers. Some students also prefer print books for specific tasks. The following articles examine many aspects of ebooks in academic libraries, including student preference, overall ebook use, and the advantages and disadvantages of various ebook acquisition models. 相似文献
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Wray KB 《Social studies of science》2005,35(1):151-164
My aim in this paper is to re-examine specialization in science. I argue that we need to acknowledge the role that conceptual changes can play in the creation of new specialties. Whereas earlier sociological accounts focus on social and instrumental changes as the cause of the creation of new specialties, I argue that conceptual changes play an important role in the creation of some scientific specialties. Specifically, I argue that conceptual developments played an important role in the creation of both endocrinology and virology. 相似文献
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Brad Franklin 《英语沙龙》2011,(6):33-34
编者按:年轻,固然令人羡慕,却也是个容易彷徨困惑的年纪。脚下的路似乎很长,但到底会伸向何方?又该如何去走?Brad给出了他中肯的建议。 相似文献